Monthly payments
Monthly payment on a MAD 1,200,000 mortgage
To borrow MAD 1,200,000 in Morocco at 4.5%, expect about MAD 6,670 a month over 25 years, or MAD 7,592 over 20 years, excluding insurance.
Updated 10 October 2026
Monthly payment on MAD 1,200,000 by rate and term
| Term | 4.25% | 4.50% | 5.00% | 5.50% |
|---|---|---|---|---|
| 15 years | MAD 9,027 / month | MAD 9,180 / month | MAD 9,490 / month | MAD 9,805 / month |
| 20 years | MAD 7,431 / month | MAD 7,592 / month | MAD 7,919 / month | MAD 8,255 / month |
| 25 years | MAD 6,501 / month | MAD 6,670 / month | MAD 7,015 / month | MAD 7,369 / month |
Total interest cost
Over 25 years at 4.5%: MAD 801,000 of interest.
Over 20 years at 4.5%: MAD 622,000 of interest.
FAQ
What is the monthly payment on MAD 1,200,000?
About MAD 6,670 a month over 25 years and MAD 7,592 over 20 years, at 4.5% excluding insurance.
What salary do I need to borrow MAD 1,200,000?
With the 40% rule, a net income of about MAD 17,000 a month for a 25-year loan.
How much does a MAD 1,200,000 loan cost?
About MAD 801,000 of interest over 25 years, or MAD 622,000 over 20 years, at 4.5%.
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Indicative calculations: fixed rate, constant payments, excluding insurance and bank fees. Only the bank’s loan offer is binding.