Monthly payments
Mortgage monthly payments in Morocco
How much per month for MAD 500,000, 1 million or 2 million? The table shows the payment over 20 and 25 years at 4.5%, and the recommended net income.
Updated 10 October 2026
Monthly payment by loan amount
Fixed 4.5%, constant payments, excluding insurance.
| Loan amount | Payment, 20 yrs | Payment, 25 yrs | Recommended income (25 yrs) |
|---|---|---|---|
| MAD 200,000 | MAD 1,265 | MAD 1,112 | MAD 3,000 |
| MAD 300,000 | MAD 1,898 | MAD 1,667 | MAD 4,000 |
| MAD 400,000 | MAD 2,531 | MAD 2,223 | MAD 6,000 |
| MAD 500,000 | MAD 3,163 | MAD 2,779 | MAD 7,000 |
| MAD 600,000 | MAD 3,796 | MAD 3,335 | MAD 8,000 |
| MAD 700,000 | MAD 4,429 | MAD 3,891 | MAD 10,000 |
| MAD 800,000 | MAD 5,061 | MAD 4,447 | MAD 11,000 |
| MAD 1,000,000 | MAD 6,326 | MAD 5,558 | MAD 14,000 |
| MAD 1,200,000 | MAD 7,592 | MAD 6,670 | MAD 17,000 |
| MAD 1,500,000 | MAD 9,490 | MAD 8,337 | MAD 21,000 |
| MAD 2,000,000 | MAD 12,653 | MAD 11,117 | MAD 28,000 |
| MAD 2,500,000 | MAD 15,816 | MAD 13,896 | MAD 35,000 |
| MAD 3,000,000 | MAD 18,979 | MAD 16,675 | MAD 42,000 |
FAQ
What is the monthly payment on MAD 1,000,000?
About MAD 5,558 a month over 25 years and MAD 6,326 over 20 years, at 4.5% excluding insurance.
What salary do I need to borrow MAD 1,000,000?
With the 40% rule, a net income of about MAD 14,000 a month for a 25-year loan.
How much does a MAD 1,000,000 loan cost?
About MAD 667,000 of interest over 25 years, or MAD 518,000 over 20 years, at 4.5%.
With this budget, we find the home that fits
City, neighbourhood, size: an ABRAJ advisor searches for the property within your budget. Free, no commitment.
Indicative calculations: fixed rate, constant payments, excluding insurance and bank fees. Only the bank’s loan offer is binding.