Land title, melkia, registration: how to check a property in Morocco

In Morocco, a property’s legal security depends on its land regime. A “titled” property offers the best security. A property held under a “melkia” or still being registered requires more care. Before any reservation, this is the first thing to check.

The land title: the benchmark

A registered property has a land title held by the land registry (ANCFCC). The title describes the property, its owner and any rights over it: mortgages, seizures, easements. Registration on the land title is conclusive: it is what makes your ownership enforceable against everyone.

The ownership certificate

Before buying, ask for a recent ownership certificate. It shows the current owner and registered charges. Notaries request it systematically; some information is also available through the land registry’s online services.

Melkia and unregistered properties

Some properties, especially older or rural ones, are not registered and rely on a “melkia”, a deed drawn up by adouls. Proof of ownership is weaker: risks of disputes, unclear boundaries or co-heirs. It is often advisable to start or check a registration procedure before buying.

Registration in progress

A property “under registration” is being entered in the land register. Objections can still be filed. Have a notary check the status of the procedure, any objections and the timeline.

Checklist before signing

• Land title number and a recent ownership certificate.
• No mortgage, seizure or outstanding objection.
• Consistency between the title’s area, the plan and the actual property.
• For land: urban planning information note (buildability, zoning).
• For a new apartment: split of the parent land title and occupancy permit — see buying off-plan.
• Local tax clearance for an older property.

These checks are among the key steps to buy an apartment in Morocco. To budget, see the breakdown of notary fees. Want to save time? Describe your project: we shortlist titled properties and established developers.