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Property purchase costs in Morocco

Purchase costs for a MAD 2,500,000 property

For a new home bought for MAD 2,500,000 from a developer, plan about MAD 166,700 in purchase costs, i.e. 6.7% of the price. Here is the line-by-line breakdown, then the down payment and monthly payment.

Cost breakdown

ItemAmount
Registration duties (4%)MAD 100,000
Land registry (1.5% + fixed fees)MAD 37,700
Notary (≈ 1% + 10% VAT)MAD 27,500
SundriesMAD 1,500
Total costsMAD 166,700

Indicative figures for a new home bought from a developer. Notary fees can be negotiated; a mortgage adds further costs (charge registration). To be confirmed by your notary.

Down payment and monthly payment for MAD 2,500,000

PriceMAD 2,500,000
20% down paymentMAD 500,000
Purchase costs (≈ 7%)MAD 170,000
Cash needed (down payment + costs)MAD 670,000
Loan amountMAD 2,000,000
Monthly payment, 20 years (4.5%)MAD 12,700
Monthly payment, 25 yearsMAD 11,100
Recommended net income (25 years)MAD 27,800

Excluding insurance, indicative 2026 fixed rate. Banks usually cap repayments at 40% of net income. Prices based on new-build benchmarks, to be confirmed property by property.

What MAD 2,500,000 buys by city

CityAverage sizeHome type
Oujda400 m²large 3-bedroom or villa
Meknes370 m²large 3-bedroom or villa
Fez325 m²large 3-bedroom or villa
Kenitra295 m²large 3-bedroom or villa
El Jadida270 m²large 3-bedroom or villa
Tetouan265 m²large 3-bedroom or villa
Agadir250 m²large 3-bedroom or villa
Tangier235 m²large 3-bedroom or villa
Mohammedia225 m²large 3-bedroom or villa
Marrakech210 m²large 3-bedroom or villa
Casablanca200 m²large 3-bedroom or villa
Essaouira200 m²large 3-bedroom or villa
Rabat185 m²large 3-bedroom or villa

Costs for other prices

Frequently asked questions

How much are notary fees for MAD 2,500,000?

About MAD 166,700 in total for a new build: registration duties, land registry, fees and sundries.

Can purchase costs be financed?

Rarely: banks finance the price, costs come from your savings. For MAD 2,500,000, plan about MAD 670,000 in cash with 20% down.

A MAD 2,500,000 project?

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Last updated: 2026-10-20

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