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Property purchase costs in Morocco

Purchase costs for a MAD 800,000 property

For a new home bought for MAD 800,000 from a developer, plan about MAD 54,500 in purchase costs, i.e. 6.8% of the price. Here is the line-by-line breakdown, then the down payment and monthly payment.

Cost breakdown

ItemAmount
Registration duties (4%)MAD 32,000
Land registry (1.5% + fixed fees)MAD 12,200
Notary (≈ 1% + 10% VAT)MAD 8,800
SundriesMAD 1,500
Total costsMAD 54,500

Indicative figures for a new home bought from a developer. Notary fees can be negotiated; a mortgage adds further costs (charge registration). To be confirmed by your notary.

Down payment and monthly payment for MAD 800,000

PriceMAD 800,000
20% down paymentMAD 160,000
Purchase costs (≈ 7%)MAD 50,000
Cash needed (down payment + costs)MAD 210,000
Loan amountMAD 640,000
Monthly payment, 20 years (4.5%)MAD 4,000
Monthly payment, 25 yearsMAD 3,600
Recommended net income (25 years)MAD 9,000

Excluding insurance, indicative 2026 fixed rate. Banks usually cap repayments at 40% of net income. Prices based on new-build benchmarks, to be confirmed property by property.

What MAD 800,000 buys by city

CityAverage sizeHome type
Oujda130 m²3-bedroom
Meknes120 m²3-bedroom
Fez105 m²2-bedroom
Kenitra95 m²2-bedroom
Tetouan85 m²2-bedroom
El Jadida85 m²2-bedroom
Agadir80 m²2-bedroom
Tangier75 m²1-bedroom
Mohammedia75 m²1-bedroom
Casablanca65 m²1-bedroom
Marrakech65 m²1-bedroom
Essaouira65 m²1-bedroom
Rabat60 m²1-bedroom

Costs for other prices

Frequently asked questions

How much are notary fees for MAD 800,000?

About MAD 54,500 in total for a new build: registration duties, land registry, fees and sundries.

Can purchase costs be financed?

Rarely: banks finance the price, costs come from your savings. For MAD 800,000, plan about MAD 210,000 in cash with 20% down.

A MAD 800,000 project?

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Last updated: 2026-10-20

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