Monthly payments
Monthly payment on a MAD 200,000 mortgage
To borrow MAD 200,000 in Morocco at 4.5%, expect about MAD 1,112 a month over 25 years, or MAD 1,265 over 20 years, excluding insurance.
Updated 10 October 2026
Monthly payment on MAD 200,000 by rate and term
| Term | 4.25% | 4.50% | 5.00% | 5.50% |
|---|---|---|---|---|
| 15 years | MAD 1,505 / month | MAD 1,530 / month | MAD 1,582 / month | MAD 1,634 / month |
| 20 years | MAD 1,238 / month | MAD 1,265 / month | MAD 1,320 / month | MAD 1,376 / month |
| 25 years | MAD 1,083 / month | MAD 1,112 / month | MAD 1,169 / month | MAD 1,228 / month |
Total interest cost
Over 25 years at 4.5%: MAD 133,000 of interest.
Over 20 years at 4.5%: MAD 104,000 of interest.
FAQ
What is the monthly payment on MAD 200,000?
About MAD 1,112 a month over 25 years and MAD 1,265 over 20 years, at 4.5% excluding insurance.
What salary do I need to borrow MAD 200,000?
With the 40% rule, a net income of about MAD 3,000 a month for a 25-year loan.
How much does a MAD 200,000 loan cost?
About MAD 133,000 of interest over 25 years, or MAD 104,000 over 20 years, at 4.5%.
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Indicative calculations: fixed rate, constant payments, excluding insurance and bank fees. Only the bank’s loan offer is binding.