Monthly payments
Monthly payment on a MAD 400,000 mortgage
To borrow MAD 400,000 in Morocco at 4.5%, expect about MAD 2,223 a month over 25 years, or MAD 2,531 over 20 years, excluding insurance.
Updated 10 October 2026
Monthly payment on MAD 400,000 by rate and term
| Term | 4.25% | 4.50% | 5.00% | 5.50% |
|---|---|---|---|---|
| 15 years | MAD 3,009 / month | MAD 3,060 / month | MAD 3,163 / month | MAD 3,268 / month |
| 20 years | MAD 2,477 / month | MAD 2,531 / month | MAD 2,640 / month | MAD 2,752 / month |
| 25 years | MAD 2,167 / month | MAD 2,223 / month | MAD 2,338 / month | MAD 2,456 / month |
Total interest cost
Over 25 years at 4.5%: MAD 267,000 of interest.
Over 20 years at 4.5%: MAD 207,000 of interest.
FAQ
What is the monthly payment on MAD 400,000?
About MAD 2,223 a month over 25 years and MAD 2,531 over 20 years, at 4.5% excluding insurance.
What salary do I need to borrow MAD 400,000?
With the 40% rule, a net income of about MAD 6,000 a month for a 25-year loan.
How much does a MAD 400,000 loan cost?
About MAD 267,000 of interest over 25 years, or MAD 207,000 over 20 years, at 4.5%.
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Indicative calculations: fixed rate, constant payments, excluding insurance and bank fees. Only the bank’s loan offer is binding.