ABRAJ

Monthly payments

Monthly payment on a MAD 600,000 mortgage

To borrow MAD 600,000 in Morocco at 4.5%, expect about MAD 3,335 a month over 25 years, or MAD 3,796 over 20 years, excluding insurance.

Updated 10 October 2026

Payment over 25 yearsMAD 3,335
Payment over 20 yearsMAD 3,796
Recommended net income (25 yrs)MAD 8,000

Monthly payment on MAD 600,000 by rate and term

Term4.25%4.50%5.00%5.50%
15 yearsMAD 4,514 / monthMAD 4,590 / monthMAD 4,745 / monthMAD 4,903 / month
20 yearsMAD 3,715 / monthMAD 3,796 / monthMAD 3,960 / monthMAD 4,127 / month
25 yearsMAD 3,250 / monthMAD 3,335 / monthMAD 3,508 / monthMAD 3,685 / month

Total interest cost

Over 25 years at 4.5%: MAD 400,000 of interest.

Over 20 years at 4.5%: MAD 311,000 of interest.

FAQ

What is the monthly payment on MAD 600,000?

About MAD 3,335 a month over 25 years and MAD 3,796 over 20 years, at 4.5% excluding insurance.

What salary do I need to borrow MAD 600,000?

With the 40% rule, a net income of about MAD 8,000 a month for a 25-year loan.

How much does a MAD 600,000 loan cost?

About MAD 400,000 of interest over 25 years, or MAD 311,000 over 20 years, at 4.5%.

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