Oujda
What can you buy with MAD 500,000 in Oujda?
With a budget of MAD 500,000 in Oujda, you can aim for about 35 to 90 m² in a new build, depending on the neighbourhood (before purchase costs). Centre · Lazaret · Al Qods is where this budget goes furthest.
Size you can buy by neighbourhood in Oujda
| Neighbourhood | Size you can buy | Home type |
|---|---|---|
| Centre · Lazaret · Al Qods | 60 – 90 m² | 1-bedroom |
| Saïdia (seaside resort) | 35 – 65 m² | studio |
Size = budget ÷ price per m² (top then bottom of the area’s range). Home type estimated on the average size. Indicative 2025-2026 new-build benchmarks tracked by ABRAJ (price per m² by neighbourhood), before purchase costs. ABRAJ publishes no listings: an advisor searches for the matching property.
Financing MAD 500,000: down payment, monthly payment, income
| Price | MAD 500,000 |
| 20% down payment | MAD 100,000 |
| Purchase costs (≈ 7%) | MAD 30,000 |
| Cash needed (down payment + costs) | MAD 130,000 |
| Loan amount | MAD 400,000 |
| Monthly payment, 20 years (4.5%) | MAD 2,500 |
| Monthly payment, 25 years | MAD 2,200 |
| Recommended net income (25 years) | MAD 5,500 |
Excluding insurance, indicative 2026 fixed rate. Banks usually cap repayments at 40% of net income. Prices based on new-build benchmarks, to be confirmed property by property.
Our reading of this budget in Oujda
This budget mainly buys a 1-bedroom (≈ 65 m²), in Centre · Lazaret · Al Qods. For a 2-bedroom, look at a more affordable nearby city or raise the down payment.
Near the sea, Saïdia (seaside resort) remains possible with about 45 m².
Add about 7% in purchase costs (MAD 30,000): registration duties, land registry, notary.
The same budget in other cities
Other budgets in Oujda
Frequently asked questions
What can you buy with MAD 500,000 in Oujda?
About 35 to 90 m² in a new build depending on the area, typically a 2-bedroom. Centre · Lazaret · Al Qods is where this budget goes furthest.
What salary to buy a MAD 500,000 property?
With 20% down and a 25-year loan, the monthly payment is about MAD 2,200: a net income of about MAD 5,500 a month is recommended.
What down payment for MAD 500,000?
Banks often ask for 10 to 20% down plus purchase costs: plan about MAD 130,000 in cash (20% + costs).
What costs on top of MAD 500,000?
About MAD 30,000 for a new build: registration duties 4%, land registry 1.5%, notary about 1% + VAT.
Your project in Oujda with MAD 500,000?
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Last updated: 2026-10-20