Tetouan guide
First-time buyer in Tetouan: the guide
First purchase in Tetouan: what budget, which areas, what support and which steps? A step-by-step guide with new-build prices.
The most affordable areas in Tetouan
| Neighbourhood | Studio (≈ 40 m²) | 1-bedroom (≈ 65 m²) |
|---|---|---|
| Tétouan centre · Wilaya · Touabel | MAD 240,000 – MAD 380,000 | MAD 390,000 – MAD 620,000 |
| Martil · M’diq seafront | MAD 320,000 – MAD 520,000 | MAD 520,000 – MAD 850,000 |
Indicative 2025-2026 new-build benchmarks tracked by ABRAJ (price per m² by neighbourhood), before purchase costs. ABRAJ publishes no listings: an advisor searches for the matching property.
The Daam Sakane housing aid
The direct housing aid (2024-2028 programme) pays MAD 100,000 for a new home up to MAD 300,000 incl. VAT, and MAD 70,000 between 300,001 and 700,000, to first-time buyers with no other home in Morocco who live in it as their main home.
In Tetouan, a 1-bedroom can fit under the MAD 700,000 cap in these areas: Tétouan centre · Wilaya · Touabel, Martil · M’diq seafront. Conditions to check at the time of purchase.
Financing a 1-bedroom in Tétouan centre · Wilaya · Touabel
| Price | MAD 500,000 |
| 20% down payment | MAD 100,000 |
| Purchase costs (≈ 7%) | MAD 30,000 |
| Cash needed (down payment + costs) | MAD 130,000 |
| Loan amount | MAD 400,000 |
| Monthly payment, 20 years (4.5%) | MAD 2,500 |
| Monthly payment, 25 years | MAD 2,200 |
| Recommended net income (25 years) | MAD 5,500 |
Excluding insurance, indicative 2026 fixed rate. Banks usually cap repayments at 40% of net income. Prices based on new-build benchmarks, to be confirmed property by property.
First-purchase steps
1. Work out your borrowing capacity (40% of net income) and gather the down payment + costs (≈ 7%).
2. Choose the area around your daily commutes, then the development.
3. Check the land title, building permit and specifications.
4. Reserve, get the loan approved, sign at the notary.
5. Follow the payment calls until handover and the final deed.
More guides on Tetouan
The same guide for other cities
- First-time buyer in Casablanca: the guide
- First-time buyer in Rabat: the guide
- First-time buyer in Marrakech: the guide
- First-time buyer in Tangier: the guide
- First-time buyer in Agadir: the guide
- First-time buyer in Fez: the guide
- First-time buyer in Meknes: the guide
- First-time buyer in Kenitra: the guide
- First-time buyer in Oujda: the guide
- First-time buyer in El Jadida: the guide
- First-time buyer in Essaouira: the guide
- First-time buyer in Mohammedia: the guide
Frequently asked questions
What salary for a first purchase in Tetouan?
For a 1-bedroom in Tétouan centre · Wilaya · Touabel (MAD 500,000), the monthly payment is about MAD 2,200 over 25 years: aim for a net income of about MAD 5,500.
What is the cheapest area in Tetouan?
Tétouan centre · Wilaya · Touabel, at 6,000 – 9,500 MAD/m² for new builds.
A project in Tetouan?
Describe your project: an ABRAJ advisor shortlists the new developments that fit your budget, free and with no commitment.
Last updated: 2026-10-20