Rabat
What can you buy with MAD 3 million in Rabat?
With a budget of MAD 3 million in Rabat, you can aim for about 115 to 500 m² in a new build, depending on the neighbourhood (before purchase costs). Salé · Sala Al Jadida · Bettana is where this budget goes furthest.
Size you can buy by neighbourhood in Rabat
| Neighbourhood | Size you can buy | Home type |
|---|---|---|
| Salé · Sala Al Jadida · Bettana | 300 – 500 m² | large 3-bedroom or villa |
| Témara · Ain Atiq | 300 – 460 m² | large 3-bedroom or villa |
| Harhoura · Témara beach | 215 – 375 m² | large 3-bedroom or villa |
| Hassan · Centre · Océan | 165 – 275 m² | large 3-bedroom or villa |
| Agdal | 130 – 200 m² | 3-bedroom |
| Souissi · Embassies district | 120 – 215 m² | 3-bedroom |
| Hay Riad | 115 – 190 m² | 3-bedroom |
Size = budget ÷ price per m² (top then bottom of the area’s range). Home type estimated on the average size. Indicative 2025-2026 new-build benchmarks tracked by ABRAJ (price per m² by neighbourhood), before purchase costs. ABRAJ publishes no listings: an advisor searches for the matching property.
Financing MAD 3 million: down payment, monthly payment, income
| Price | MAD 3,000,000 |
| 20% down payment | MAD 600,000 |
| Purchase costs (≈ 7%) | MAD 200,000 |
| Cash needed (down payment + costs) | MAD 800,000 |
| Loan amount | MAD 2,400,000 |
| Monthly payment, 20 years (4.5%) | MAD 15,200 |
| Monthly payment, 25 years | MAD 13,300 |
| Recommended net income (25 years) | MAD 33,300 |
Excluding insurance, indicative 2026 fixed rate. Banks usually cap repayments at 40% of net income. Prices based on new-build benchmarks, to be confirmed property by property.
Our reading of this budget in Rabat
A 2-bedroom apartment (≈ 95 m²) is within reach in Salé · Sala Al Jadida · Bettana, Témara · Ain Atiq, Harhoura · Témara beach, Hassan · Centre · Océan.
Near the sea, Harhoura · Témara beach remains possible with about 275 m².
Add about 7% in purchase costs (MAD 200,000): registration duties, land registry, notary.
The same budget in other cities
| City | Average size | Home type |
|---|---|---|
| Oujda | 480 m² | large 3-bedroom or villa |
| Meknes | 445 m² | large 3-bedroom or villa |
| Fez | 385 m² | large 3-bedroom or villa |
| Kenitra | 355 m² | large 3-bedroom or villa |
| El Jadida | 325 m² | large 3-bedroom or villa |
| Tetouan | 315 m² | large 3-bedroom or villa |
| Agadir | 300 m² | large 3-bedroom or villa |
| Tangier | 280 m² | large 3-bedroom or villa |
| Mohammedia | 275 m² | large 3-bedroom or villa |
| Marrakech | 250 m² | large 3-bedroom or villa |
| Casablanca | 240 m² | large 3-bedroom or villa |
| Essaouira | 240 m² | large 3-bedroom or villa |
Other budgets in Rabat
Frequently asked questions
What can you buy with MAD 3 million in Rabat?
About 115 to 500 m² in a new build depending on the area, typically a large 3-bedroom or villa. Salé · Sala Al Jadida · Bettana is where this budget goes furthest.
What salary to buy a MAD 3 million property?
With 20% down and a 25-year loan, the monthly payment is about MAD 13,300: a net income of about MAD 33,300 a month is recommended.
What down payment for MAD 3 million?
Banks often ask for 10 to 20% down plus purchase costs: plan about MAD 800,000 in cash (20% + costs).
What costs on top of MAD 3 million?
About MAD 200,000 for a new build: registration duties 4%, land registry 1.5%, notary about 1% + VAT.
Your project in Rabat with MAD 3 million?
Describe your project: an ABRAJ advisor shortlists the new developments that fit your budget, free and with no commitment.
Last updated: 2026-10-20