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Co-ownership in Morocco: how the syndic works

An apartment in a building or a residence makes you a co-owner. Law 18-00 on the co-ownership of buildings, amended by Law 106-12, organises life in the building.

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Private and common parts

Each co-owner owns a private unit and a share of the common parts (lobby, stairs, lift, façades, gardens). The co-ownership rules describe the units, shares and rules of use.

The association and the syndic

All co-owners form the owners’ association, which decides in general meeting. The syndic, elected by the meeting, carries out decisions, manages upkeep, keeps the accounts and collects charges.

Charges

Everyone contributes to upkeep and running costs according to their share. Before buying, ask for the charges, the latest meeting minutes and a certificate from the syndic that the seller is up to date.

In new-build programmes

In a new residence, the developer draws up the co-ownership rules; the first general meeting then appoints the syndic. Check which facilities need upkeep (pool, gardens, security): they weigh on charges.

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Frequently asked questions

Which law governs co-ownership in Morocco?

Law 18-00 on the co-ownership of buildings, amended by Law 106-12.

Who appoints the syndic?

The co-owners’ general meeting.

What should I ask the syndic before buying?

A certificate that the unit’s charges are paid and the latest meeting minutes.

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Last updated: 2026-10-22

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