Property advice
Rental yield in Morocco: the calculation method
Before investing, work out what the property will really earn once charges and tax are deducted. Here is the method, with no promised return: every property is a specific case.
Find my homeGross yield
Gross yield = annual rent ÷ total purchase price (price + purchase costs) × 100. It is a first filter to compare properties, but it overstates real income.
Net yield
From the annual rent, deduct: non-recoverable service charges, the municipal services tax, upkeep, insurance, any management fees and an allowance for vacancy (months without a tenant). Then divide by the total purchase price.
Rental income is subject to income tax: a withholding of 10 to 15% of gross rents depending on the annual amount, to be confirmed with a tax adviser.
What drives the yield
Location (near jobs, universities, transport), size (studios and 1-bedroom flats let faster), condition and purchase price. A good investment starts with the right price.
With a mortgage
Compare the monthly payment with the net rent: the gap is your monthly savings effort. Simulate several durations to find the balance.
Other practical guides
- Selling a property in Morocco: a step-by-step guide
- Real estate profit tax in Morocco: how it is calculated
- Titled or untitled property in Morocco: what to know
- Buying safely in Morocco: the right reflexes
- New or resale in Morocco: how to choose
- Residential leases in Morocco: what Law 67-12 says
- Co-ownership in Morocco: how the syndic works
- Selling an inherited property in Morocco: the steps
- Setting the right sale price in Morocco
Frequently asked questions
How do I calculate gross yield?
Annual rent ÷ total purchase price × 100.
Which costs to deduct for net yield?
Non-recoverable charges, municipal services tax, upkeep, insurance, management, vacancy and tax on rental income.
Is the yield guaranteed?
Never: it depends on location, vacancy, charges and tax.
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Last updated: 2026-10-22