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Selling a property in Morocco: a step-by-step guide

From valuation to signing at the notary, here is how to sell an apartment, house or villa in Morocco smoothly, with the list of documents to prepare.

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1. Set the right price

A fair price comes from comparable sales in the area (same type, surface, floor, condition), price-per-m² benchmarks and the official trend published each quarter by Bank Al-Maghrib and the ANCFCC (IPAI index).

An overpriced property takes longer to sell; a consistent price attracts buyers who can already get financing. Leave a small margin for negotiation.

2. Gather the documents

For a titled property: the land title and a recent ownership certificate from the Land Registry (it shows any mortgage or charge), the seller’s ID, the latest municipal services tax notice and receipt and, in a co-ownership, the co-ownership rules and a certificate from the property manager that charges are paid.

If a loan is still running, the bank issues a redemption statement and then a mortgage release after repayment, usually paid out of the sale price by the notary.

3. Preliminary contract, then the final deed

The preliminary contract sets the price, deposit, conditions (such as the buyer obtaining a loan) and signing date. It is best drawn up by the notary who will draft the deed.

The final deed is signed at the notary, who checks the legal status, collects the duties, registers the sale and records the buyer at the Land Registry. The price goes through the notary, which protects both parties.

4. Tax on the sale

The gain on the sale is subject to the real estate profit tax (TPI): 20% of the net gain, with a minimum of 3% of the sale price. The General Tax Code provides exemptions under conditions, notably for a main residence depending on how long it was occupied.

The notary calculates and files the tax within the legal deadline; ask for a simulation at the preliminary contract stage to know your net proceeds.

5. Selling faster

Clear photos, a precise description (surface, floor, orientation, charges), documents ready and easy viewings make the difference. A well-presented property at the right price usually sells without long negotiations.

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Frequently asked questions

What documents are needed to sell an apartment in Morocco?

The land title and a recent ownership certificate, the seller’s ID, the municipal services tax receipt and, in a co-ownership, the property manager’s certificate. The notary will list any additional documents.

Who pays the costs of a sale?

Registration duties, Land Registry fees and notary fees are normally paid by the buyer; the real estate profit tax is paid by the seller.

How long does a sale take?

Once a buyer is found, allow a few weeks between the preliminary contract and the deed, depending on loan approval and the documents.

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Last updated: 2026-10-22

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